Our Insights

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Japan’s Hidden Opportunities: Workation to the Land of the Rising Sun

The allure of Japan as an investment destination has always been there, but certain factors have made it even more compelling recently. Post-COVID, with the rise of the work-from-anywhere culture, my timing couldn’t have been better. Japan’s currency, the Yen (JPY), has crashed to levels not seen in decades, and the country has become more affordable for foreign travellers and investors alike. 

This trip wasn't just a spur-of-the-moment decision. The stars aligned: the crashing Yen, a one-hour time difference from Australia, and an opportunity to explore Japan's business climate firsthand. But the story runs deeper than just currency and convenience. There’s something happening in Japan—a mix of cultural shifts, economic dynamics, and global market changes—that is creating unique opportunities for investors.

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Insights: Unpacking Titanium, Healthcare, Japan, Resources & More | James McDonald

In a recent episode of "The Rate of Change" podcast hosted by Murdoch Gatti, James McDonald, a high conviction global equities fund manager at Pengana Capital, shared his analysis of key sectors, including healthcare, titanium, Japan, and resources. This comprehensive article provides a detailed overview of the topics discussed, offering valuable insights into each sector's dynamics and opportunities.

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Rise of the Bank of Mum & Dad

In today's economic climate, the term "Bank of Mum & Dad" has become a crucial component of financial planning for many families.

Let's delve into the factors driving this trend, its implications, and whether it's a necessity or a choice in the modern world.

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Is it better to focus on time in the market or timing the market?

Investing in the stock market is often compared to a roller coaster ride – full of ups and downs, twists and turns. Many investors grapple with the decision of when to enter or exit the market, hoping to maximize returns and minimize losses. This dilemma has sparked a timeless debate: Is it better to focus on time in the market or timing the market?


Renowned investor Ken Fisher famously said, "Time in the market, beats timing the market." This statement suggests that staying invested in the market over the long term is more profitable than trying to predict short-term market movements. But is there truth to this claim? Let's delve into historical market data to find out.

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Your Price, My Terms: What to consider when buying businesses.

If you don't know how to invest, you'll never truly be wealthy.
Great Structuring Can Make You More Money. In this article, we'll unveil the seven essential components of this framework, revealing the process that can help you build and maintain true wealth.

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A New Year’s Guide To Your Family’s Ongoing Investment Reviews

At York, we take pride in our commitment to helping business owners, professionals, and families safeguard and grow their wealth across generations. A vital part of our financial planning service is conducting ongoing investment reviews. In this guide, we will delve into seven core areas that we cover during these reviews to ensure that your investment portfolio effectively meets your unique needs and objectives.

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How to Transfer Your Family’s Wealth & Secure Your Legacy?

The smooth transfer of inter-generational wealth is a topic on many families minds, one that involves careful planning, thoughtful consideration, and the desire to leave a lasting family legacy. In Australia, as high net worth individuals, you have the unique opportunity to shape the financial future of your loved ones for generations to come. But the path to successful wealth transfer is riddled with questions and decisions that require prudent answers. In this article, we will explore various facets of passing wealth onto your family, addressing key areas such as timing, tax efficiency, emotional management, estate planning, and more.

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Should I Invest In Shares, Property Or A Blend Of Both?

In the world of investment, the age-old debate continues: Should you invest in the share market, the property market, or is a combination of both the key to building wealth? It's a question that has intrigued investors for generations, and there's no one-size-fits-all answer. Each market has its merits, risks, and unique characteristics. In this article, we'll explore the pros and cons of investing in the share market, the property market, and the potential benefits of diversifying across both asset classes, with a focus on the Australian property market, supported by statistical references.

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Active vs. Passive Investing | Which is right for you?

In today's ever-evolving financial landscape, high-net-worth individuals seek not just wealth preservation, but also consistent growth in their portfolios. As a financial advisors we understand the importance of choosing the right investment strategy to suit your families circumstances.

One of the heated debates in the world of finance revolves around active vs passive investing. Which path should you tread?

Join us as we delve into the nuances of each strategy to help you make an informed decision tailored to your financial circumstances.

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Investment Guide for Legal Professionals:

Why is it so challenging to invest directly as a Legal Professional?

Legal professionals particularly those engaged with corporations as clients, face a distinct challenge in investing their wealth and Self-Managed Super Funds (SMSF). Often barred from investing in the companies they represent due to potential conflicts of interest, they need alternative pathways to grow their financial portfolios effectively. One such path lies in the strategic use of Separately Managed Accounts (SMAs) via a financial advisor, this strategy uses a Fund of Funds approach via employing managed funds and managed through investment platforms.

Join us as we dive into this issue and discuss a successful strategy being used by our clients today.

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What’s The Impact Of A.I. On Asset Allocation?

"AI" is increasingly making its mark, transforming the manner in which investments are approached, managed, and optimized. Let’s unpack the ways AI is influencing the domain of investible assets.

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I Have Just Sold My Business, Now What Do I Do?

Congratulations! You've successfully sold your business, a venture that you've poured your time, energy, and passion into. While this marks the end of one journey, it's also the beginning of a new chapter in your life. Now, you're faced with the exciting opportunity to explore new horizons, secure your wealth, and plan for the financial well-being of future generations. In this article, we'll guide you through the essential steps to take after selling your business, ensuring a prosperous and fulfilling life post-sale.

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Are There Limits to Salary Sacrificing?

In this article we’ll walk through the below four (4) points and unpack if extra contributions to your superannuation is worth while.

1) What are the Different Superannuation Contributions

2) Benefits to Salary Sacrificing and Contributions

3) How Much ($) Can I Contribute to My Super

4) Contribute Even More..?

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Liquidity Events | How To Manage New Found Wealth & Life Beyond

Ever wondered what life looks like after you sell your life’s work and experience a liquidity event?


Embarking on an entrepreneurial journey from the ground up is an awe-inspiring accomplishment, one that requires a mix of dedication, strategic thinking, and unwavering effort. And so, the journey continues until it culminates in what's often referred to as a "liquidity event." It's a moment when the business you've poured your heart and soul into is sold or goes public, bringing a flood of capital into your life. However, with this newfound wealth comes a whole new set of challenges and opportunities. In this article, we're going to delve deep into what comes after such an event, addressing not just the financial side of things, but also the emotional and psychological aspects for you and your family.

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5 Essential "Mini-Plans" for a Strong Retirement

Have the complexities of financial planning ever left you feeling lost and overwhelmed? Does the jargon and intricacies of advice create for you a sea of uncertainty. Well, there's a way to simplify this - after all, every problem has a solution. In this article, we introduce the concept of '5 mini-plans' as a potential remedy.

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3 Must-Have Assets for a Successful Retirement

Is retirement planning all about the numbers or is there more to it? Do you know someone that’s wealthy yet lacking purpose? This article unpacks the 3 must-have assets for a successful and fulfilling retirement.

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Is your retirement plan in place?

The market may influence many to second-guess their retirement timing. Learn how to protect your hard-earned money and retire with success on your terms.

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Why do we use Life Insurance Investment Bonds

As financial advisors, our primary goal is to provide our clients with sound investment strategies that can maximize returns while minimizing tax implications. In this pursuit, one investment option that has gained significant traction is the life investment bond. Combining the features of investing and a bond structure within the life insurance act, life investment bonds offer a range of advantages that make them an appealing choice for advisors and their clients. This article explores the reasons why advisors often recommend life investment bonds, highlighting their access to professional managers, estate planning benefits, flexibility, and tax efficiency.

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Inter-Generational Wealth: The Power of a Family Office

What is a Family Office?

This sophisticated institution, embodying tailored financial oversight, serves as a central hub for affluent families to steer the intricate waters of wealth preservation, growth, and the perpetuation of prosperity. As we delve into the profound advantages, nuanced drawbacks, and draw inspiration from the exemplary legacies of the Rothschilds, Vanderbilts, and Medici families, we embark on a journey to unearth the essence of a Family Office and the strategies that foster enduring financial success across generations.

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